GROUP HEALTH BENEFITS FOR DALLAS-FORT WORTH EMPLOYERS
Are you getting the best deal your broker should be getting you?
Most employers don’t realize they’re overpaying for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. Before your next annual increase, let us analyze your current plan at no cost to you. If you’re already getting the best rates and coverage, you don’t switch. It’s that simple.
No cost. No obligation. No pressure to switch.
YOUR CURRENT PLAN, BENCHMARKED
average savings employers find once they get a second opinion
Typical annual increase brokers let ride
Employers who never shop the market
Per-employee ACA penalty exposure for non-compliant ALEs
Time to a documented analysis
Local focus for Texas employers — not a national call center
Every plan shopped and negotiated across the full market, not one carrier’s book
Compliance built into every plan we recommend, from day one
Group health expertise behind every recommendation we make
THE REAL PROBLEM
Your broker should save you more than they cost.
Brokers are paid commission by the carrier, not by you. That means a broker who isn’t actively shopping your plan at renewal can quietly cost you more, year after year, without you ever seeing it happen.
Understanding how your broker gets paid — and whether they’re still earning it — is the first step to knowing if you’re leaving money on the table.
The only way to know for sure? Check.
HOW WE SAVE YOU MONEY
A good broker doesn’t sell you a plan. They build you a strategy.
Here’s exactly what happens when you work with us — no jargon, no pressure, just a clear process and real numbers.
We Advise, Not Sell
We give you the information to make smart choices about your benefits — even if that means staying put.
Real Savings, Documented
Competitive bids from multiple carriers, compared side-by-side across dozens of national options — not ballpark estimates.
Less Admin on Your HR Team
We handle compliance, enrollment, and communication so your team can focus on people, not paperwork.
ACA Compliance & Penalty Prevention
We build ACA and Texas compliance into every plan we recommend, so you’re never exposed to a five- or six-figure IRS penalty over a mistake you didn’t know you were making.
- 1
Free 30-Minute Consultation
We review your current plan design, census, funding, and contribution arrangement — zero cost, zero obligation.
- 2
We Shop the Market
We compare your plan across dozens of national carriers and funding options to lower costs while protecting benefits.
- 3
Your Benefit Analysis, In Days
You get a side-by-side report with real numbers and real savings — not estimates — usually within a few days.
60-SECOND BENEFITS CHECKUP
Are your benefits working for you & your employees?
Answer six quick questions. We’ll tell you where you stand — no email required to see your result.
Let’s check your benefits health.
Six questions. About a minute. Honest answers get you the most useful result.
Ask before you act - your savings depend on it.
You’ve found a broker you really like!
Many of our best clients had a great relationship with a broker before we started working together. Because the market changes so fast, I help companies benchmark their current plan against new trends and alternative cost-containment strategies to make sure they are still getting the best value. We will inform you if your current plan is competitive at no cost.
It's not a good time to switch brokers.
Embracing change is a powerful step towards optimizing your situation, and the investment of your time will yield significant returns in savings and enhanced support services. Our streamlined process ensures a smooth transition, making the temporary effort well worth it – or so clients tell us! We take care of everything, from enrollment to compliance and communication, so you can focus on what truly matters.
How much can I save by switching?
Most companies with 10–100 employees on average pay 10–30% too much for their health plan, a gap we close documented through years of client success. We deliver tangible, audit-ready savings—no estimates, only real results.
Before your next renewal, get the real numbers.
One 30-minute call. A documented analysis within days. If your current plan is already the best deal out there, we’ll tell you that, too.
30+ YEARS IN GROUP HEALTH
Mark Gurda
Founder & President, Castle Group Health / HealthInsure.com
Mark has been designing and managing health plans for small employers in the Dallas-Fort Worth area for decades. He launched HealthInsure.com in the earliest days of the internet and has spent his career helping employers cut through the noise — from carrier negotiations to compliance — as a trusted voice on local TV and radio along the way.
